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Giving Flexibility Back to Farmers

All In One Account

To remain competitive, you need a financial solution that gives you the flexibility and cash-flow to fund your farm operations.

Combining transaction and loan facilities in a single account, and effectively acting like a revolving line of credit, the All In One makes managing your finances easy and gives you access to working capital when you need it.

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Founded over 125 years ago by farmers, for farmers

The world’s leading food and agribusiness bank

We’re local and nearby with over 250 agribusiness specialists across 27 offices

Global network of 90 RaboResearch Analysts

All In One features

  • Freedom to pay down debt in good times with no penalties if you repay your variable rate loan early
  • Ability to access capital quickly by redrawing funds when you need them, without penalty
  • Flexibility to adjust your repayments to alleviate any cash-flow pressures
  • Range of interest rates can be fixed online or by phone on any portion of the loan for 30 days to 5 years (with no further documentation) including forward bookings, giving you greater control over your interest rate costs
  • Multiple All In One accounts are available
  • Choice of phone, online banking and mobile banking plus you can link Debit MasterCards to the account

Benefits to your business

  • Easier reduction of core debt. Save time transferring money between accounts and reduce interest as income automatically goes against debt, reducing your loan balance.
  • More control. It’s self managed, essentially acting like a revolving line of credit.
  • Easier to manage. Removes the need to apply for and manage individual loans. Ideal for cash flow management and maximising efficiency of busy, time poor farmers. 
  • Pay interest when it suits. Interest payments can be timed to suit your peak income periods with no minimum repayment as long as you remain within your loan limit.
  • Ability to plan long term with an interest-only loan period of up to 15 years.
Find out how the All In One stacks up against your existing facilities.

Other benefits

Debit Mastercard

Access your All In One account funds whenever you need to with a Rabobank Debit Mastercard.

Debit Mastercard

Global Agri Research Team

Get access to Rabobank's exclusive Global Research Hub where over 90 RaboResearch analysts from around the world provide you with valuable agricultural insights to make informed decisions on-farm.

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Community

Strong communities are at the heart of New Zealand’s agribusiness and farming sectors. That’s why we lend our support and help great organisations who work hard to grow and strengthen our rural communities, now and for the future.
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We're local and nearby

Whether you're in the greater north or the deep south, we have agribusiness managers across the country who are happy to help.

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Hear from our clients

Wilith Farm

With the support of their family, Miah and Jenny manage the dairy farm purchased, naming it ‘Wilith’ as a blend of the Wilson and Smith family names.

Hinemoa Quality Producers

Close proximity to market is a distinct advantage for north Waikato growers, Vikki and Chris Nicholson, of Hinemoa Quality Producers Ltd.

Carver Family

Sustainable farming practices and a diversified drystock and dairying operation have proved to be a winning formula for Peter and Nicola Carver.

Brenssell Family

Based predominantly in West Otago, the Brenssells currently graze 41,000 (60% sheep and 40% cattle) stock units over close to 10,500 hectares.

Looking for something else?

Equipment Finance

Rabobank New Zealand and global Equipment Finance specialist De Lage Landen Limited (DLL) deliver equipment finance products and services in New Zealand.

Sustainable Farming

New Zealand farmers are some of most efficient farmers in the world. We understand that and are here to work alongside you to achieve your sustainability goals.

Rabobank Online Savings

Save with a bank that uses 100% of your deposits to fund and support New Zealand agribusiness. With multiple savings options, you can not only grow your savings, but help grow our country as well.

Get in touch

See how the All In One Account could help your business.